First Time Home Buyers
GET YOUR $8,000 TAX CREDIT!

 Purchase Application secure!

 Refinance Application secure!

GOVERNMENT LOANS:

FHA PURCHASE

 FHA REFINANCE

 FHA "Streamline" Refinance

USDA Loan

VA Loan-Military

JUMBO/SUPER JUMBO LOANS

CONDOS

 Reverse Mortgage

Commercial or Mixed Use

Foreclosure Bail Out Help

FREE Foreclosure Listings

 FREE Yard Signs/Kit
Sell Your Home Faster!

FREE Windows!

Tips to Improve Credit Scores

Apply for Credit Repair

 Mortgage Calculator

 Consumer Handbook
Adjustable Rate Mortgages

 Mortgage Humor

Preferred Wisconsin Realtors


Need Home Owners Insurance?
brian.bassett@sentry.com
cell: 414-881-4204

Need a Builder in Waukesha?
Pinnacle Building, Inc.


RESTORED WATER TOWER
HOME FOR SALE!

Better Business
Bureau

Equal Housing
Opportunity

SSL SAFE AND SECURE
SITE & ONLINE APPLICATION

FANNIE MAE

HUD.GOV

Dept of Veterans Affairs

Recovery.gov

chix4acause.org
 (cancer support)

Home Improvement Videos
with Eric Stromer

My Active Rain Mortgage Blog

 Yahoo-Co. Info & Map to office

 Yellow Pages Info & Map
 

Need a VENTLESS Fireplace
For Your New Home?
www.sunjelfireplaces.com


 

#1.   TRY A FHA JUMBO LOAN WITH ONLY A 620 CREDIT SCORE NEEDED

OR.................
 

No hit/bump to rate for loan amounts up to $900K
 
Ø Loan amounts available up to $1.5 Million ($900K+ add .20 to the rate)
Ø No PMI, No Escrow Waiver Fees, No hits for Cash-Out
Ø Refinance up to 90% LTV/CLTV, purchase money up to 85% LTV/CLTV
Ø 45% DTI (50% on fixed rate refinances)
Ø We offer a wide variety of ARM and fixed-rate jumbo products
Ø Purchase money – we allow entire down payment to be gift or borrowed   (non-mortgage) monies
Ø 1-Day off MLS allowed

SUPER JUMBO Loans up to $1.5 Million

Interest-Only available

No Minimum Reserve Requirements

No Escrows/ Impounds required

Arms

Fixed Rates

Wisconsin “Spousal Income” Program
~Must be married couple currently residing in Wisconsin
~Only primary borrower/wage earner is listed on the 1003
~Use non-listed spouse income, but don’t list/count their debts

1)      Couple must be married

2)      Couple must currently reside in Wisconsin

3)      Credit approval based solely upon the credit of the primary wage earner, but allows use of both spouses income

4)      Only list the primary wage earner on the 1003 and note them as “married”.  The spouse is not to be listed by name or social security number on the 1003 or our Appl. Sub. Form.

5)      Only list debts of the primary wage earner for DTI purposes

6)      Must still verify income for both borrowers

7)      Use when secondary borrower has poor credit score or additional debts in their name only

You pick the appraiser –
No approved lists or 3rd party involvement

Rural Properties & Large Acreage (Value on House & 10 Acres)
 

$900,000 – 1.5 Million

* 60% maximum LTV from $1,200,001 - 1.5 Million
* 70% maximum LTV from $900K - $1.2 Million
* 750-Mid score required, purchase or rate/term refi. only

$417K - 900K

* 90% maximum LTV first mortgages up to 800K
* 80% maximum LTV first mortgages up to 900K
* No MI at any LTV, No Escrow Waiver Fees
* Cash-out up to 90% LTV with no bump to rate
* Purchase money available up to 85% LTV/CLTV
* 680-Mid score required

BK’s must be discharged 3 years

On JUMBO’s over 80% > $450,000 consider a $449,999 1^st and   add an 85% Interest-Only HELOC 2nd take advantage of the lowest possible Interest-Only blended rate!

The lower of listing price or appraisal value will be used for value in the first 90 days off the MLS.  Cash-in-hand restrictions may apply.
 

*LET US SEE IF YOU QUALIFY!!!


If you would like to refinance.....click here to apply online

If you would like to buy a home.....click here to apply online